Property registration is an important legal process that ensures the transfer of ownership and guards your rights as a property owner. In Lucknow, like other cities in Uttar Pradesh, the procedure includes several critical steps, which are adhered to strictly by executing each step carefully so as to make the whole transaction valid. Whether you buy or sell a property, it is due to these steps that you can go about the deal without any hassle.
Documents that are required
- ID proof (PAN card)
- Sale deed
- Electric bill
- Copy of agreement to sale/ATS
- Occupancy certification
- Power of attorney (if present)
- Encumbrance certificate
- Sanctioned building plan
- Copy of all previous property related documents
- Tax receipts for last 3 months
These documents are compulsory for the verification process that will help in moving forward the deal without any discrepancies.
Importance of property registration
It is a process to make your purchase transparent in a legal way. It could avoid any future discrepancies related to the property. It is a crucial step to legally own the land with verified documents to make it valid and recognized.
Do Due Diligence
Before purchasing the property, the following due diligence regarding the property should be conducted to avoid future legal troubles:
- Land Use Zonin
Verify whether the land is within the zoning area that allows the type of property you are planning to buy in that location, either residential or commercial, etc.
- Verify Ownership
Reconfirm whether the seller holds an absolute right and has no disputes over the property.
- Identity Proofs
Both the buyer and seller should provide a valid identity proof such as Aadhaar, PAN, Passport, etc.
Payment of Stamp Duty
Stamp duty is the fee paid on the sale price or market value of the property—whichever is higher. The stamp duty rate for the sale of a residential property in Uttar Pradesh is normally 7%, with a registration charge of 1%. Stamp duty also depends on the gender of the buyer, transaction amount and state in which it is being registered. As per recent changes, women only have to pay 6% of registration charge if the value of the property falls within 10 lakh criteria.
Stamp Duty and Registration Charges
| Owner | Stamp Duty (% of property Value) | Registration Charges (% of property Value) |
| Man | 7% | 1% |
| Woman | 6% | 1% |
| Man + Woman | 6.5% | 1% |
| Man + Man | 7% | 1% |
| Woman + Woman | 6% | 1% |
Benefit for female buyers
The State Government has cut off 1% from their stamp duty charges for individual female property buyers.
- Payment Reception
Stamp duty can also be paid through online e-stamping or received manually at the banks. A receipt will have to be made and kept safe because it will be required at the registration process.
Registration charges
As per the recent laws both male and female buyers are to pay registration charge of 1% of the property value.
Calculating the market value
To find the market value of the property
- Check the built-up area in square metres.
- Understand which type of property it is as per location and applicable circle rates.
- The formula used: Market Value = Built-up area (in sq. m.) × Applicable circle rate (in Rs. per sq. m.)
Drafting the Sale Deed
A sale deed is an essential document in a property registration process, which lawfully transfers ownership of the property from the seller to the buyer.
- Components that Should be included on the Sale Deed
The details about the buyer and seller, the description of the property, the sale price agreed upon, and all other terms and conditions related to the sale.
- Legal counselling
Many sellers and buyers opt to hire an attorney to prepare a sale deed in order to avoid mistakes and fulfil all legal requirements.
Visit the Sub-Registrar Office
After you have drafted the sale deed, both the buyer and the seller are required to go to the Sub-Registrar Office for registration. You will need to present the following documents along with the signed sale deed:
- Original Property Documents
This includes title deed, no encumbrance certificate, and previous sale documents.
- Proof of Stamp Duty Payment
You will require a receipt showing the stamp duty payment done as a prerequisite.
- Identity Proofs and Photographs
The identity proofs of buyer and seller and two witnesses’ photographs.
- Sale Deed
Signed original sale deed by both parties.
Steps in Sub-Registrar’s Office
The buyer, seller, and two witnesses who will sign the document in the presence of the registrar. In effect, it becomes a channel for property transfer validation.
- Register the Sale Deed
Submits the documents to the registrar, he verifies all the documents and after approval will register the sale deed. For the sale deed, the registrar will stamp a seal and put up all the property details in the official record. Registration makes the deal.
- Issuance of Registered Sale Deed
The buyer shall receive the sale deed with the registration. Such a sale deed constitutes a proof of legal ownership and may be used for any property-related matters, including loan and transfer of property.
- Mutation of Property
After registration, the buyer has to apply for mutation of the property in his name. Mutation refers to a process through which land records get updated, and property taxes at the time of future incidence are collected from the new owner. It can be done online or at the municipal or revenue office of the concerned local body.
Documents Needed for Mutation: One needs a copy of the registered sale deed, proof of payment of property tax, and identity proof.
Additional Tips to Smoothly Register a property
Individuals can now apply for property registration process online through the official portals to save time and avoid complexity of the transactions.
Online registration
E-Registration: The Uttar Pradesh state allows e-registration for making the whole process easy and convenient. You can even get the registration application done online through UP Government’s e-District portal. The process can be carried out privately, but it is recommended to seek the services of a lawyer or a legal expert to ensure that all documents are in order so that there won’t be potential legal issues in the future.
What factors can affect or determine the charges of stamp duty in Lucknow?
- Buyers Gender
Females have to pay 6% of stamp duty whereas males are to pay 7% as per State Government.
- Property age
Stamp duty can be lower for older and used property.
- Owners Age
In Lucknow, senior citizens are required to pay low stamp duty rates.
- Property type
Commercial land has higher stamp duty.
- Location
The central location properties such as closer to hospitals, schools or airports have expensive land and higher stamp duty charges compared to outskirts.
Online property registration process in Lucknow
The registration of property can be done online in Lucknow. To get the property registered in Lucknow, follow the given procedure:
i) Firstly, visit the official website of the stamp and registration department of Uttar Pradesh.
ii) Now, under the property registration, click on ‘Apply’.
iii) To get it registered, enter the essential details required for the same. Provide your phone number and get yourself registered. Now a login ID and password is created.
iv) After logging in, the property registration form will be displayed. Then one has to select the relevant deed and enter the deed presenter’s name and his mobile number.
v) After filling in the property details, the individual has to select the type of building and then click on the next tab.
vi) Then one has to calculate the fees to know the stamp duty and registration charges. One can add more properties from the same ID.
vii) Then upload the ID proof.
viii) Then submit the form after uploading all the important documents and visit the nearest office.
Conclusion
The process of property registration in Lucknow is rather simple, provided you carry out the legal formalities. Once all the documents are verified, stamp duties are paid, and the sale deed is registered, nothing would remain but protection of your property rights and avoidance of future disputes. A first-time buyer or a seasoned investor should know this process well for the protection of their real estate investments in Lucknow.
Frequently Asked Questions on Property registration process in Lucknow
Q1. How can I check the Lucknow property registry?
Ans1. The UP property registry can be checked online through the IGRS portal by entering the property details or by visiting the sub-registrar office.
Q2. How can I register my property in Lucknow?
Ans2. In UP, the property can be registered by following the procedure mentioned in the blog.
Q3. What is the registration fee for property in Lucknow?
Ans3. The registration fees for property in UP is 1% of the value of property but it cannot be more than 30,000.
Q4. Which is the property registration Act in Lucknow?
Ans4. The property registration in UP is governed by the UP Registration Act, 1908.
Q5. How can I check my home registry online in India?
Ans5. The registration of property can be checked online through the respective portals of the particular state.
Q6. What are the new rules for the property registration in Lucknow in 2024?
Ans6. There is no new rule for property registration in UP that came in 2024.
Q7. Is unregistered will valid in Lucknow?
Ans7. The unregistered will is not valid in Lucknow. However, the same can be used in evidence.
Q8. How much land can one person own in Lucknow?
Ans8. There is no limit upon the land holding of a person in Lucknow.
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