Know the Procedure for Transferring BDA to BBMP Khata Transfer 

If you have purchased a property and initially got it registered under the Bangalore Development Authority (BDA) because of some applicable provisions and now want to get it converted into Bruhat Bengaluru Mahanagara Palike (BBMP) then my friend, you are at the right place, because with the help of this Article, we have tried to cover all the aspects that will be required to transfer the BDA Khata to BBMP.

What is a Khata Certificate?

Khata is derived from an Urdu word meaning to keep an account of something. In the case of the Khata Certificate, it stands to keep the account of the property taxes to confirm whether they are paid up-to-date. 

With the help of a Khata Certificate, the actual status of the property can be assessed and carved out because it depicts the true valuation of the property, the details of the owner, when it was built, who is the governing authority of it, etc. The reason for choosing the right governing authority is that it obligates the property owners to register their Khatas under the accurate authorities. 

People Also Read: Difference between Khata Certificate and Khata Extract

Advantages of a Khata Certificate 

A Khata Certificate, as we have already discussed above, incorporates a lot of information about the property, and this is why we are required to read it more closely as to what are the advantages associated with a Khata Certificate. 

1. Obtaining the Loans: 

Suppose the registered proprietor of the property is required to obtain a property loan on the property from any bank or financial institution in such a circumstance. In that case, it is a mandatory condition from the banks to have a sight of the Khata Certificate to confirm that the registered proprietor is the true owner of the property. 

2. Owner’s Recognition: 

With the help of a Khata Certificate, it will be easier for the authorities and in the case of the re-sale of the property for the further Buyers of the property to confirm that the person holding the Khata Certificate is the true owner of it. 

3. Property Taxes: 

With the help of a Khata Certificate, it can be assured if the property taxes are paid up-to-date or not. If not paid what is pending?

4. Higher Re-Sale Value: 

The properties that are registered and a Khata Certificate has been issued upon it hold a higher resale value as compared to the properties that do not hold a Khata Certificate. 

Types of Khata

BDA and BBMP are the two governing bodies that govern the types of Khata in Bangalore. However, there are two types of Khata and these are as:

Khata A	Khata B
These properties are considered Legal properties	These properties are considered as Illegal properties
Loans can be obtained on such kinds of properties	Loans cannot be obtained on such kinds of properties
These properties can be easily resold	These properties cannot be resold
Building Regulations can be obtained on such kinds of properties	Building Regulations cannot be obtained on such kinds of properties
Connections for Utility Services can be obtained on these properties	Connections for Utility Services cannot be obtained on these properties
These properties can be transferred easily	These properties cannot be transferred easily
These properties come under the jurisdiction of the BBMP authorities	These properties come under the jurisdiction of the local authorities
These can obtain the government approvals for their Building Plans	These cannot obtain government approvals for their Building Plans

Introduction to BBMP Khata

BBMP stands for Bruhat Bengaluru Mahanagara Palike. It is a body that is responsible in the Urban region of Bangalore to provide the people with the basic amenities. With the help of their online portal, individuals can transfer their Khatas easily. 

The process of transferring the BBMP Khata is as:

• BBMP Site: 

The first step in the process of transferring the BBMP Khata is to visit its website. 

• Selecting the Service: 

After logging into the website the applicant is required to select the service of Online Khata Transfer.

• Submitting Application Form: 

The applicant is then required to fill and submit the Khata Transfer Application Form along with all the necessary documents.

• Receiving the Acknowledgment Receipt: 

After the submission of the application an acknowledgment receipt is received by the applicant on their registered number.  

• Verification by the BBMP officials: 

A further site investigation is performed by the BBMP officials to cross-check the details in the application form. 

• Issuance of the Khata Transfer Certificate: 

After the verification of the property by the BBMP Officials the Khata Transfer Certificate is issued to the applicant. 

Documents required for BBMP Khata Transfer 

• Identity documents of the applicant or the Buyers in the case of a Sale of the property
• Copy of the Sale Deed
• Certified Copy of the Encumbrance Certificate 
• Property Sketch
• Improvement Changes
• Latest Property Tax Receipt
• Previous Khata Certificate 
• National Savings Certificate 
• Flow Chart of the Title 
• Occupancy Certificate (in the case of new property) 

Introduction to BDA

BDA stands for Bangalore Development Authority. This authority was developed in the year 1976 for the smooth planning and development of Bangalore City. BDA Khata Certificate signifies that the developer has obtained all the necessary approvals for the construction and that the construction complies with all the BDA regulations. 

The process of BDA Khata Transfer is as:

• Visiting the Seva Sindhu Portal: 

The first step in this process of Khata Transfer is visiting the Seva Sindhu Portal. 

• Selecting the Services: 

The applicant is required to select the Department and Services. The applicant is required to jump to page 5 to select the BDA Services. 

• Selecting the Type of Service: 

The applicant is then required to either select the option New E-Khata or the Transfer of the E-Khata services. 

• Login to the Portal: 

The applicant is then re-directed to the official BDA website, where they are required to log in or create an account if they are a new user. 

• Selecting E-Khata: 

After login to the Portal the applicant is required to search and select the Application for E-Khata Transfer option. 

• Filling the Application Form: 

The applicant is then required to fill out the application form that encompasses all the essential details of the property. 

• E-Signature: 

The applicant is then lastly required to e-sign the document. 

Difference between the BDA and BBMP 

There is a fine line of difference between the BDA and BBMP authorities and understanding the reason for transferring the BDA Khata to BBMP in a more detailed manner is essential. 

BDA	BBMP
BDA stands for Bangalore Development Area	BBMP stands for Bruhat Bengaluru Mahanagara Palike
It is a government body that is responsible for the structural development within the city	BBMP is a Civic Body that is responsible for providing basic civil facilities and amenities to individuals.
The properties under these plots are developed	The properties under the BBMP are not the developed plots this is the organization that is responsible for looking after the amenities of the area.
It is an established agency with a reliable infrastructure	These properties offer competitive prices

What is the Process for Transferring the BDA Khata Certificate to BBMP?

The process of transferring the BDA Khata to BBMP runs as follows:

• Obtaining the attested copy of the Sale Deed: 

The first step in the process of transferring the BDA Khata Certificate to BBMP is to obtain an attested copy of the Sale Deed from the office of the notary

• Obtaining the Encumbrance Certificate: 

The second step in the process of transferring the BDA Khata Certificate to BBMP is to obtain an encumbrance certificate from the office of the sub-registrar accompanied by a copy of the Sale Deed. 

• Obtain the Application Form: 

The third step in the process of transferring the BDA Khata to BBMP is to obtain an application form that is available in the BBMP office. 

• Submitting the Application Form: 

After filing the application form the next step in the process is to submit the application form along with all the relevant documents as discussed above thereby obtaining the acknowledgment form. 

• Property Assessment: 

The revenue department officers will visit the property to assess its true situation. The area, the property’s value, and the probable taxes that may be imposed on the property will be communicated to the applicant after the visit of the revenue officer. 

• Registration Fees: 

The applicant is then required to pay the stamp duty as the registration fee which is 2% of the sale value of the property. 

• Payment of the Property Taxes: 

After the payment of the registration fees, the applicant will be notified of the pending property taxes, and they will be required to pay off these pending taxes to complete the process of registering the transfer of the Khata Certificate. 

• Issuance of the Updated Khata Certificate: 

As soon as the applicant makes all the payment dues of the property taxes the transfer of BDA Khata Certificate to BBMP Khata is completed. 

Khata Transfer Charges

Khata Transfer Charges is the 2% of the stamp duty of the Sale Deed of the property is required to be paid by the applicant. 

Time Taken for transferring BDA to BBMP Khata Transfer

• Your application will be processed in approximately 15 days, and you can make an RTI to find out how your case is progressing.
• The notification that you need to pay the property tax that the authorities have assessed takes 10 to 15 days.

Conclusion

A Khata is a crucial document for every property whether it falls under the BBMP jurisdiction or the BDA jurisdiction. A property owner should be vigilant every time regarding their change of the jurisdiction and if it requires transferring of the BDA khata to BBMP Khata then they must pursue it to make their properties re-saleable. 

Frequently Asked Questions on Procedure for Transferring BDA to BBMP Khata Transfer

Q1. How to convert BDA Khata to BBMP?

Ans1. The BDA Khata can be converted to the BBMP by first obtaining an Encumbrance Certificate for the same

Q2. How much does BBMP Charge for Khata Transfer?

Ans2. BBMP charges a 2% stamp duty on the value of the property as the Khata Transfer Charges

Q3. How long does it take to transfer BDA Khata?

Ans3. It takes around 30 working days to transfer the BDA Khata

Q4. Is BBMP A Khata illegal?

Ans4. No, A Khatas are always the legal properties. It is only Khata B properties that are considered illegal

Q5. What is the difference between BDA Khata and BBMP Khata properties?

Ans5. The plots developed by the BDA are more advanced as they work upon the planned development, while the BBMP plots are developed to provide the basic amenities. 

Q6. Can we do Khata Transfer Online?

Ans6. Yes, Khata Transfer can be done in both the ways Offline and Online

Q7. Is Khata Transfer mandatory?

Ans7. Yes, Khata Transfer is mandatory in every situation where the property is transferred by transfer, sale, gift, inheritance, etc. 

Q8. Can we sell a property without Khata Transfer?

Ans8. Yes, we can sell a property without a Khata Transfer but the same is not advisable at any time due to the presence of potential risks. 

Q9. Who is responsible for Khata Transfer?

Ans9. It is the city and the municipal corporations that are responsible for the Khata Transfers in Bangalore. 

Q10. Is a Family Tree required for Khata transfer?

Ans10. Yes, a Family Tree is required to complete the process of the Khata Transfer.