Know the intricacies of Khata Transfer

If you are looking to transfer the Khata of a recently purchased property in your name, then you are at the right place because in this Article, we will walk you through the nitty and gritty of the Khata Transfer and its process. But before going into the Khata Transfer process, let’s understand what a Khata is, what the required documents are to transfer the Khata, and so on. 

What is Khata? 

• Khata is originally an Urdu word which means to keep an account of something.
• A Khata is a legal document possessed by the local authorities regarding the paid and pending property taxes on the property. 
• A Khata can never be used as a piece of evidence or mode to transfer the ownership of the property as that of a Transfer Deed or Sale Deed. 

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What importance does a Khata Certificate hold? 

A Khata Certificate acts as proof of the payment of the taxes on the property. It also gives an idea about the pending dues of the taxes on the property. Therefore, the importance of a Khata comes into the picture as soon as its property is registered in the name of the owner. Some of the important associated with a Khata Certificate are as:

• Updated Property Taxes: Khata acts as proof that the taxes on the property are updated and the property is ready to be transferred in the name of the new owner. 
• Higher Market Value: If the property’s Khata is registered and the owner wants to sell it, then the resale value of the property will be higher. 

• Legally Recognized: The property whose Khata is legally recognised serves as conclusive evidence that the Khata holder is originally the legal owner of the property.

• Approval of the Loan: If a person is trying to obtain a bank loan against their property, an updated Khata of the property is required to avail of the loan services.

These are some of the important characteristics associated with a Khata, which makes it obligatory and essential for the owner of the property to have for their property in order to sell or mortgage them swiftly. 

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Property Tax Name Transfer

As the process’s name implies, the property owner is required to have the property tax under their name after the completion of the transfer of the property in order to keep the Khata related to the property updated in the government record.

The transferring process is required to fulfil some of the conditions that are prevalent and essential from the point of view of the government authorities. The reasons for choosing to transfer the property tax name under their name are as follows:

• Ownership: The first and foremost reason to transfer the property tax under their name is to keep the Khata of the property updated with the new owner of the property because if the Khata is not registered in the new name, then the new owner in such a case will not be eligible to file the property taxes. 

• Updated Tax Records: After the registering of the new owner, the other most important reason is to file the tax records properly as and when they will accrue. 

• Applicable Laws and Documents: The transfer of the property tax will make the new owner well-versed in the rules and regulations applicable to the area in which the property is situated. It will also provide an overview of the necessary documents. 

Thus, these are the reasons behind choosing the property tax name transfer process: to smoothly transition the new owner and avoid any further complications that may arise from not transferring the property tax name to the new owner. 

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BBMP Khata Transfer Online

BBMP stands for Bruhat Bangaluru Mahanagar Palike. It is an online portal that has been designed to transfer the Khata online. This step has been taken to simplify the process of transferring the Khata to Bangalore. With the help of BBMP Khata can be transferred online as:

• Visiting the BBMP Website: The first step in the process of transferring the Khata Online with BBMP is to visit their website: BBMP and log into the portal. 

• Select the appropriate service: The next step in this process is to select the option ‘Online Khata Transfer’.

• Application Form Submission: The next step in the process of transferring the Khata Online is to submit the application form along with the required documents and the payment of the applicable fees. 

• Verification by the BBMP: After the application has been submitted the BBMP must verify the details of the application and thereby approve the transfer of the Khata. 

• Acknowledgement: The next step after getting approval from the BBMP is to download the acknowledgement from the portal. 

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What are the Khata Transfer Charges?

When it comes to the applicable charges for the Khata Transfer, there is, as such, no straight jacket formula that can apply to it. However, the Khata transfer process charges depend upon various factors which are as below:

• The Type of the Property 
• The Location of the Property 
• The applicable Rules and Regulations on the Property 

These are the factors upon which the Khata Transfer charges are based. However, there are some fixed charges that an owner is required to pay and these are:

• Documentation Charges
• Application Fees and 
• Percentage of the value of the Property 

What are the necessary documents for Khata Transfer?

There is a list of documents that the new owner must carry with them to perform the Khata Transfer process. The necessary documents are as follows:

• Identity Documents of the new incoming owners

• The Sale Deed (if the property is being purchased by the new owner) or the Gift Deed (if the property is being gifted)

• Certified copy of the Encumbrance Certificate

• Sketch of the Property

• Improvement Changes 

• Latest Tax Receipt of the Property 

• Earlier issued Khata Certificate 

• Occupancy Certificate (if the owner is buying a new property)

• National Savings Certificate 

• Flow Chart of the Title 

Hence, these are the documents that the applicant is required to carry with them while transferring the Khata.

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What is the process of Khata Transfer?

The process of transferring the Khata is made possible through the Sakala Portal. The applicant must follow the steps mentioned below to transfer the Khata. 

Online Process

• Visiting the Sakala Portal: The first step in the Khata Transfer process is to visit the Sakala website. 

• Obtain the Application Form Online: The next step in the Khata Transfer process is to download the application form from the website. Select the Khata Transfer option and fill out the form along with the required documents.

• Mention your Name: The next step in the online Khata Transfer process is to fill in the name as per the Aadhar Card. Select the type of property, its measurements, and its status.

• Fill in the applicant’s details: The mobile number, email address, and the address of the property as per the Sale Deed must be mentioned in order to receive the reference number. 

• Submitting the application form: As soon as the details are filled out on the portal, the applicant must click on the submit button with all the required documents. 

• Assessment of the property: After submitting the application form, the BBMP processes the application, and an officer of the BBMP assesses the property during the process. If the application is not processed within two months, the applicant may file an RTI asking for a delay. 

• Payment of the Khata Registration fees: The applicant is required to pay 2% of the value of the property as mentioned in the Sale Deed to the BBMP. 

• Payment of Pending Property Tax: As soon as the Khata Registration Fee is paid the applicant is required to pay the pending property tax on the property. The pending amount of the tax is usually received by the applicant via sms as soon as after the payment of the Khata registration fees. 

• Issuance of the Khata: After the payment of the pending property taxes the updated Khata under the name of the new owner of the property issues and this sums up the process of the Khata Transfer. 

Offline Process

• Obtain the Application Form via Office: Visit the office of the BBMP Revenue Officer and obtain the Khata Application Form for Rs. 10.

• Submitting the Application Form: The next step in this process is to submit the application form after filing it along with the required documents to the office of the BBMP and thereby receive the acknowledged form from them.

• Assessment of the property: After submitting the application form, the BBMP processes the application, and an officer of the BBMP assesses the property during the process. If the application is not processed within two months, the applicant may file an RTI asking for a delay. 

• Payment of the Khata Registration fees: The applicant is required to pay 2% of the value of the property as mentioned in the Sale Deed to the BBMP. 

• Payment of Pending Property Tax: As soon as the Khata Registration Fee is paid, the applicant is required to pay the pending property tax on the property. The pending amount of the tax is usually received by the applicant via SMS as soon as the Khata registration fees are paid. 

• Issuance of the Khata: After the payment of the pending property taxes the updated Khata under the name of the new owner of the property issues and this sums up the process of the Khata Transfer. 

Common Challenges Faced in Khata Transfer 

There are some challenges that are usually faced by the applicants for Khata Transfer. These are as:

• Delay in the Property Verification
• Issues in the Documentation
• Transfer Charges
• Taking the Approval from the BBMP 

These are the most important challenges for transferring the Khata. That’s why it is always advised to obtain legal advice from us to swiftly move through the process of Khata Transfer.

Conclusion

Khata Transfer requires great patience and time to perform. It is equally important when a property is changing hands from one individual to another. By getting an overview of the Khata Transfer process, it becomes easier to move through it quickly. 

Frequently Asked Questions

Q1. How can I transfer Khata online?

Ans1. By visiting the Sakala Portal and filing the application form along with the required details you will be able to complete the process of Khata Transfer online. 

Q2. What is the fee for Khata Transfer?

Ans2. The fee for Khata Transfer is 2% of the value of the property mentioned on the Sale Deed. 

Q3. Is Khata Transfer mandatory for property tax?

Ans3. Yes, it is mandatory for property tax to have the Khata Transfer in order to make the government authorities aware that the property has changed hands and the property tax and Khata is updated. 

Q4. Why is Khata Transfer important?

Ans4. Khata Transfer makes the process of establishing ownership and paying the taxes on the property easier. It also specifies the property type, status, measurements, location, etc. 

Q5. How long does Khata Transfer take?

Ans5. The process of Khata Transfer takes at least 4 weeks to complete but it could take longer than usual depending upon the number of applications received and the processing of the application for Khata Transfer.