A Complete Guide to Understanding the E-Khata in Bangalore

Thinking of obtaining the Khata Certificate with Online Mode, you must be wondering about the procedure you will be required to follow to get an E-Khata Certificate. Don’t worry we will walk you through the procedure of obtaining an E-Khata Certificate.

Introduction to Khata Certificate

A Khata is an Urdu word that stands for keeping the accounts of something. With the help of a Khata Certificate, the status of the property taxes gets cleared to the prospective buyers in case the Khata Owner is selling off the property. 

However, there is a slight difference between the Khata Transfer and the registration of the Khata because in the case of the registration of the Khata, the property is registered in the owner’s name for the first time, and Khata Transfer is a condition in which the property is being resold and changing hands, and this requires the Khata Certificates to be transferred. 

People Also Read: Why Tax Name Change Is Important

Documents required to obtain a Khata Certificate

There is a list of documents that are required to be kept by the parties themselves to obtain the Khata Certificates and these are as:

• Sale Deed (if a new property is being purchased)
• Gift Deed (if the property is being received as a gift)
• Encumbrance Certificates
• Payment of the latest Tax Receipts
• Copy of the Improvement Changes
• A Sketch of the property
• National Savings Certificate
• Occupancy Certificate (if the property is being registered for the first time) and the 
• Flow Chart of the Property 

These are the documents that applicants must keep with them to get their Khata registered or transferred. The above list of documents is not exhaustive and is dependent upon the type of transfer of the property. 

People also read: Procedure to apply for Online Khata Transfer application on the Sakala Portal

Types of Khata?

There are two types of the Khatas. These have been discussed in the details below:

Khata A	Khata B
The Khata A properties are the legal properties	The Khata B properties are illegal
As these properties are legal properties loans can be easily availed on these properties	As these properties are not legal loans cannot be availed on these properties
Ownership of the property can be transferred in this Khata	Ownership of the property cannot be transferred.
Khata A properties fall under the jurisdiction of the BBMP	Khata B is under the jurisdiction of the local authorities.
The Khata A properties have all the authority to construct and build these properties.	The Khata B properties have no authority to construct or build upon
Khata A properties can be resold	Khata B properties cannot be resold or sold out
Khata A properties can make applications for water, gas, and electricity connections	Khata B properties cannot make the applications for water, gas, and electricity connections
Khata A can get its Building Plans and approvals from the government.	Khata B cannot get its Building Plans and approvals from the government.

People Also Read: Difference between Khata Number, Khasra Number, and Khatauni

Uses of the Khata Certificates

A lot of importance is attached to the Khata Certificates but there are some uses of the Khata Certificates and for these uses the owner of the property is required to keep their Khata Certificates or to apply them if not obtained. These uses are:

• Building Approvals: The owners of the Khata A properties are required to obtain the building approvals and plans before proceeding with the construction of the properties. This is why Khata Certificates hold an important place. 

• Layout Plan Approvals: The layout of the building approvals for Khata A properties must be obtained, and the Khata Certificate will help the owners obtain them. 

• Approval of the Loans: The Khata Certificate makes obtaining loans for properties much easier. 

• Property Specifications: A Khata Certificate encompasses within itself the size, extent, type, location, number of floors, house number, etc. Therefore, it gives the exact picture of the property. 

• Property Valuation: With the help of the Khata Certificates, it becomes easier to obtain the true valuation of the property because property taxes also play an important role in the valuation of the property. 

People Also Read: How to Obtain BDA Khata Transfer Certificate in Bangalore

Challenges in the Khata Transfer

There are some challenges faced by the applicants while making the application for the Khata Transfer. These common challenges are as:

• Understanding of the Documentation
• High-End Transfer Charges
• Delay in the Verification of the Properties by the local authorities and 
• Delay in obtaining the approval of the government authorities

Cases under which Khata Transfer is required 

There are some cases where a Khata Transfer is required but there are some other scenarios where a Khata Registration, Khata Amalgamation, or Khata Bifurcation is required. Let’s learn about in detail where a Khata Transfer is required:

• Sale of the Property: If an already registered property is changing hands then in such a case the Buyer is required to obtain a Khata Transfer along with the Sale Deed of the property in their name. 

• Inheritance with a Will: Where the property is being transferred to the legal heir following a Will a Khata Transfer Certificate is required. 

• Inheritance with a Will: In the case of Inheritance without a Will, the property is generally and usually sold out following the metes and bounds. Therefore, in such a case of the transfer of the property, a Khata Transfer will be required. 

• Gift: A gift of property is a condition in which the property is gifted by the owner to a chosen person. Therefore, in such a circumstance, a property transfer is taking place, and a Khata Transfer will be required. 

People Also Read: How to register the Khata Transfer?

Introduction to E-Khata

There was a lot of chaos happening due to the increasing number of manual applications lying at the tables of government officials. This has also depressed the applicants which led to the introduction of the E-Khata Certificate. 

As the name implies, an e-Khata is a Khata that has been prepared and kept online and can be assessed anytime and anywhere. The applicant (the true owner of the property) can assess a Khata Certificate just by sitting in the comfort of their homes. A nil application fee is required to obtain an e-Khata Certificate. 

What is an E-Khata?

If you own or are looking to purchase property in Bangalore, ensuring you have a valid khata certificate is essential. An E-Khata is not a different type of khata nor a new condition imposed by the Government. Instead, it is a digital version of the khata, facilitating online application through the BBMP’s official website, thanks to technological advancements.

An E-Khata is available only to landowners who have been assigned a Property Identification Number (PID number). It includes properties registered with the Bangalore Mahanagara Palike (BMP), the city’s governing body until 2007. Through the E-Khata service, property owners can also clear property tax dues online. However, this service is available only to owners with an A khata, making it necessary to convert a B khata to an A khata for full access to the benefits.

The E-Khata system has proven advantageous for property owners, providing them with a significant PID number to access their accounts, receive receipts, and pay taxes—all with a simple click of a mouse. If you lose your PID number, you can contact the nearest BBMP office. The Karnataka state government is still working on digitizing all future land-related accounts.

People Also Read: Difference between BBMP Tax Name Change and BBMP Khata Transfer

Importance of E-Khata Certificates

With a lot of benefits, Khata Certificates have gained a lot of attraction and traction amongst the applicants within the last couple of years. These benefits run as under: 

• Property Taxes: The Khata Certificates help the prospective buyer get an idea about the status of the property taxes on the property. They also depict the pending property taxes on the property, which gives the owner an idea of how much he is required to pay for them. 

• Legal Recognition: The Khata Certificate has helped to grant legal recognition to the property and its associated owner that the Khatedar, or the holder of the Khata Certificate, is the true owner of the property. 

• Loans: The properties whose Khata are updated are eligible for frequent and quick loan approvals because while making a loan application the Khata Certificate stands as an important piece of the document for obtaining the loans from the banks.

• Higher Value of the Property: The properties whose Khata Certificates are up-to-date always enjoy an upper hand in monetary terms as compared to the other properties of the same locality. 

• Easily obtained: An E-Khata Certificate is an online certificate that can be applied for and obtained by the applicant from the comfort of their homes. 

With these benefits, it becomes easier for a property owner to register and obtain their  E-Khata certificates. 

People also read: Online BBMP Khata Transfer Process

What kind of Properties are covered by the E-Khata?

E-Khata covers all properties in Bangalore city that are governed by the Bangalore Development Authority (BDA). This authority governs and regularises the layout or approved private layouts in Bangalore. For a property to be eligible to obtain an E-Khata Certificate, it should be located within the BDA limits and either approved or allocated by the BDA. 

People Also Read: What are the Step-by-Step Process for Tax Name Change in BBMP

What are the documents required to obtain an E-Khata?

There is a list of documents that the applicant is required to submit to the BDA authorities to obtain their E-Khata Certificates and these are as:

Types of the Property Transaction	Documents required
Sale of the Property	Current Sale Deed, Previous Sale Deed, Encumbrance Certificate (EC), Payment of the Tax Receipt for the Current Year, Possession Certificate (if any), Identity Proofs of the parties involved, Allotment Letter (if any)
Death of the Owner of the Property	Previous Sale Deed, Encumbrance Certificate to date, Payment of the tax receipt for the current year, Identity Proof (of all the family members), Original Death Certificate, Family Tree issued by the authorities, Copy of the Self-Affidavit, Copy of the Joint Affidavit, Indemnity Bond, Survival Certificate (applicable to government employees)
Registered Will	Copy of the registered Will, Previous Sale Deed, Encumbrance Certificate (EC), Payment of the tax receipt for the current year, Identity Proof (of all the family members), Original Death Certificate, Family Tree issued by the authorities, Copy of the Self-Affidavit, Copy of the Joint Affidavit, Indemnity Bond, Survival Certificate (applicable to government employees)
Gift Deed	Gift Deed, Previous Sale Deed, Encumbrance Certificate to date, Payment of the tax receipt for the current year, Identity Proof, Family Tree issued by the authorities
Partition Deed	Partition Deed, Previous Sale Deed, Encumbrance Certificate to date, Payment of the tax receipt for the current year, Identity Proof, Family Tree issued by the authorities, Indemnity Bond, Original Death Certificate of the Owner (If the Owner has died)
Release Deed	Release Deed Previous Sale DeedEncumbrance Certificate to date, Payment of the tax receipt for the current year, Identity Proof
Court Order	Court Order, Sale Deed/Other Property Document, Encumbrance Certificate to date, Payment of the tax receipt for the current year, Identity Proof
Settlement Deed	Settlement Deed, Previous Sale Deed, Encumbrance Certificate to date, Payment of the tax receipt for the current year, Identity Proof
Exchange Deed	Exchange Deed Previous Sale DeedEncumbrance Certificate to date

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What is the difference between an E-Khata Certificate from the Seva Sindhu Portal and a Sakala Portal?

There is a very thin line of difference between an E-Khata Certificate from the Seva Sindhu Portal and an E-Khata Certificate from the Sakala Portal. People usually get confused with the difference in these because they both ultimately serve an E-Khata Certificate. Let’s quickly learn about the difference between them.

The major difference between the two E-Khatas is the E-Khata from the Seva Sindhu Portal applies to the properties that are governed and regulated by the Bangalore Development Authority.  An E-Khata from the Sakala Portal applies to the properties that are governed and regulated by the Bruhat Bengaluru Mahanagara Palike.

People also read: What is the process for a Khata Certificate?

What is the Process of obtaining an E-Khata Certificate?

There is a set procedure that the applicants are required to follow to obtain an E-Khata Certificate via the Seva Sindu Portal. The procedure is as:

• Login to the Seva Sindhu Portal: The first step in the process of obtaining an E-Khata is logging in to the Seva Sindhu Portal. To login to the Seva Sindhu Portal the applicant is required to put in their email ID/mobile number. 

• Choose the Applicable Service Option: The next step in the process of applying for the E-Khata is to choose the E-Khata Services from the list of services for Karnataka available on the Portal.

• Choose the type of E-Khata: After choosing the E-Khata services the applicant is required to choose the type of the E-Khata whether it is a Khata Transfer or Khata Registration.

• Filling of the Application Form: The applicant is required to fill in the application form as per the type of their E-Khata. The application jots down the basic details of the property along with the application details.

• Annexing Important Documents: The applicant is required to annex all the important and relevant documents as per their application type as discussed in the documents section of this Article.

• Submission of the Application: As soon as the relevant documents are uploaded by the applicant. 

• Payment of the fees: After uploading the documents the required fees for the application are required to be paid and the process of application submission to the BDA is completed as soon as the fees are paid.  

• Acknowledgement: The applicant receives an acknowledgement text from the BDA on their registered mobile number/email ID, which can be used as a reference to track down their application further. 

• Inspection of the Property: The BDA authorities inspect the property to satisfy the specifications of the application. 

• E-Khata Certificate: After the BDA authorities inspect the property, the applicant Receives a text again on their registered mobile number regarding their completion of the service and downloading the new E-Khata Certificate.

By following this procedure an applicant can receive their E-Khata Certificate just at the comforts of their homes. 

About Gram Panchayat Khata

The Gram Panchayat owns land within its jurisdiction, including villages, towns, and agricultural land. When transferring ownership, khata charges must be paid, similar to the process of converting a B khata to an A khata. To purchase land owned by the Gram Panchayat, an E-khata is required as proof that the land has been converted.

It is essential to prioritize transferring the Gram Panchayat khata first. For this transfer, you need all relevant documents, including an order indicating the conversion of the land from agricultural to non-agricultural use and a khata extract issued by the panchayat. The charges for transferring khata and converting agricultural land into residential land typically amount to about 6% of the registration fees.

List of E-Khata Transfer Agents in Bangalore, Karnataka

1. Name: Arjun Nair
   • Experience: 10 years
   • Expertise: E-Khata Transfer, Property Tax Registration, Legal Documentation
   • Phone Number: +91-85 8888 7480
   • Location/Area: Electronic City, Bangalore
2. Name: Meena Rao
   • Experience: 8 years
   • Expertise: E-Khata Transfer, Property Verification, Legal Consultation
   • Phone Number: +91-85 8888 7480
   • Location/Area: HSR Layout, Bangalore
3. Name: Surya Prakash
   • Experience: 9 years
   • Expertise: E-Khata Transfer, Title Deed Verification, Property Tax Payment
   • Phone Number: +91-85 8888 7480
   • Location/Area: Sarjapur Road, Bangalore
4. Name: Kavitha Reddy
   • Experience: 7 years
   • Expertise: E-Khata Transfer, Legal Assistance, Encumbrance Certificates
   • Phone Number: +91-85 8888 7480
   • Location/Area: Yelahanka, Bangalore
5. Name: Sandeep Shetty
   • Experience: 11 years
   • Expertise: E-Khata Transfer, Property Documentation, Property Tax Assessment
   • Phone Number: +91-85 8888 7480
   • Location/Area: Marathahalli, Bangalore

Conclusion 

A Khata Certificate is an important piece of evidence for property taxes. If this important document can be availed just by sitting in the comfort of home is the cherry on the cake. E-Khata can be obtained for both types of property i.e. the properties regulated by the BBMP or by the BDA. Just keep the necessary documents with you to obtain an E-Khata Certificate. 

Frequently Asked Questions on E-Khata Certificate in Bengaluru

Q1. How long does an E-Khata Transfer take?

Ans1. To receive an E-Khata Certificate it takes around 30-40 working days. 

Q2. Is it safe to buy an E-Khata property in Bangalore?

Ans2. Yes, it is safe to buy an E-Khata property in Bangalore. E-Khata stands on the same footing. 

Q3. What is the charge of the E-Khata Transfer in Bangalore?

Ans3. 2% of the value of the sale deed as the Stamp Duty is required to be paid as the charge of the E-Khata Transfer

Q4. Which is better, a Khata or E-Khata?

If the property is located in Bangalore an E-Khata will be more beneficial as compared to the Khata. 

Q5. What are the types of E-Khata?

Ans5. E-Khata are of two types: Khata A and Khata B.