Applying of EC/ Search Report
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Encumbrance Certificate
An Encumbrance Certificate (EC) is a legal document in India that v ...
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How to apply for EC / Search Report
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Schedule Call with the Lawyer
Customer discusses and informs the details / update the details in the portal for which the EC/ Search report to be applied
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To upload the title deed / furnish details
To upload the title deed and furnish the period for which the EC / Search report to be done
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Lawyer applies for the EC or conducts the Search Report
Lawyer applies for EC or conducts Search Report, ensuring accuracy and compliance.
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EC / Search Report is made ready and available to the customer
"EC/Search Report is prepared and delivered to the customer promptly.
Schedule Call with the Lawyer
Customer discusses and informs the details / update the details in the portal for which the EC/ Search report to be applied
To upload the title deed / furnish details
To upload the title deed and furnish the period for which the EC / Search report to be done
Lawyer applies for the EC or conducts the Search Report
Lawyer applies for EC or conducts Search Report, ensuring accuracy and compliance.
EC / Search Report is made ready and available to the customer
"EC/Search Report is prepared and delivered to the customer promptly.
Contents of the EC / Search Report
Property Transactions
A chronological record of all registered transactions, such as sale deeds, mortgages, and leases, for a specified period of time
Encumbrances
Details of any loans, leases, or legal obligations that may affect the property
Property History
Information about the property's status, past owners, and ownership transfers
Inheritance
A chain of changes in inheritance.
Fraud and Litigation
Any information related to fraud or litigation ECs can be valid for up to 30 years, but the information provided is limited to the specific time frame requested. They can be used to help settle claims about a property's legal and financial status, and to prove ownership. For example, banks may require an EC as part of the application process for a home loan, and new property owners may need one during the registration process.
Benefits of obtaining EC / Search Report
Protects from Fraud
An EC can help buyers and sellers avoid unintentionally making transactions with properties that have hidden responsibilities. For example, an EC can confirm that a property is not legally bound to a loan or used as collateral.
Assures Lenders
An EC is one of the most important documents a lender will use to determine on legal appraisal
Required for Property Registration
A new owner needs an EC to register a property in their name during the property mutation process in state government records.
Prerequisites for applying for an Encumbrance Certificate (EC) or a Search Report
Property Details
Required details include the property’s address, survey number, and boundaries.
Property Ownership Documents
Copies of the current property ownership documents or title deeds.
Sale Deed Copy
A copy of the latest sale deed to verify ownership and transaction history.
Applicant's Identity Proof
Government-issued identity proof such as Aadhaar card, PAN card, or passport.
Application Form
A duly filled application form for EC or search report from the respective sub-registrar's office.
Power of Attorney (if applicable)
Power of Attorney document if someone is applying on behalf of the property owner.
Previous EC Copies (if any)
Copies of previously issued ECs to track property transaction history.
Authorisation Letter (if applicable)
An Authorisation Letter if the applicant is an authorized representative or lawyer.
Registration Process
1
Upload all the Property Documents
2
Agent reviews the entire Property Document set
3
Agent gets the Encumbrance Search done from the Sub-registrar's office if applicable or verifies the Encumbrance Certificate issued by SRO
4
Agent identifies deficiencies (if any)
5
Agent appraises and on complete satisfaction of all the requirements, prepares the Property Legal Opinion
Deliverables of of EC/ Search Report
Dedicated Agent
An agent will be assigned to you, who will guide you throughout the process.
Encumbrance Certificate/ Search Report
Agent will provide you with requested Encumbrance Certificate (EC) // Search Report
Frequently asked Questions
What is an Encumbrance Certificate (EC)?
An Encumbrance Certificate (EC) is a legal document that certifies whether a property is free from any monetary or legal liabilities, such as loans or mortgages.
Why is an Encumbrance Certificate important?
An EC is important because it provides evidence of the property’s ownership and verifies that the property is free from any encumbrances or legal disputes.
How can I apply for an Encumbrance Certificate in India?
You can apply for an Encumbrance Certificate at the sub-registrar’s office where the property is registered or online through the respective state government’s official portal.
What documents are required to apply for an Encumbrance Certificate?
Required documents include property details, sale deed copy, applicant’s identity proof, and the application form.
What is a Search Report?
A Search Report is a document that provides a detailed history of a property’s ownership and any encumbrances or legal issues associated with it.
How is a Search Report different from an Encumbrance Certificate?
A Search Report provides a comprehensive history of the property, while an Encumbrance Certificate only certifies the absence or presence of encumbrances for a specific period.
How long does it take to obtain an Encumbrance Certificate?
It usually takes about 15 to 30 days to obtain an Encumbrance Certificate, depending on the processing time at the sub-registrar’s office.
Are there any fees involved in obtaining an Encumbrance Certificate?
Yes, there are nominal fees for obtaining an Encumbrance Certificate, which vary by state and the duration for which the EC is sought.
Can an Encumbrance Certificate be obtained online?
Yes, in many states in India, you can apply for and obtain an Encumbrance Certificate online through the respective state government’s official portal.
What information is included in an Encumbrance Certificate?
An Encumbrance Certificate includes details of the property, registered transactions, names of the property owners, and any encumbrances or liens on the property.
How long is an Encumbrance Certificate valid?
An Encumbrance Certificate is valid for the period specified in the certificate, usually reflecting the transaction history for the requested period.
Can an Encumbrance Certificate be used as proof of ownership?
No, an Encumbrance Certificate cannot be used as proof of ownership. It only certifies the absence or presence of encumbrances on the property.
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Reviews
4.8
Rajiv Mehta
Using ezyLegal for my Encumbrance Certificate was a great decision. The service was prompt and the staff were very helpful in answering my queries. As someone based in Singapore, it was crucial for me to have a reliable service to handle my property-related documents back in India. ezyLegal exceeded my expectations.Priya Desai
I had a fantastic experience with ezyLegal's Search Report service. The entire process was transparent and efficient. Living in Australia, I was concerned about managing paperwork for my property in India, but ezyLegal’s team took care of everything. The report was comprehensive and arrived sooner than expected. Excellent service!Deepak Sharma
The Encumbrance Certificate service from ezyLegal was top-notch. They provided clear instructions and handled everything with professionalism. As a Canadian resident, I was relieved to find a service that understands the needs of NRIs and provides such seamless assistance. I’ll definitely use their services again.Anjali Kapoor
ezyLegal made applying for the Search Report a breeze. As someone living abroad, I was worried about the logistics, but their online process was smooth and efficient. The detailed report provided was exactly what I needed for my property investments in India. Their team kept me updated throughout, which I truly appreciated.Ramesh Patel
I recently used ezyLegal's service for applying for an Encumbrance Certificate and was thoroughly impressed. The process was straightforward, and their customer service was exceptional. I received the certificate in record time, which was crucial for my property transaction back in India. Highly recommended for anyone needing quick and reliable service.
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